:root{
  /* Logo purple + champagne gold, balanced by a restrained deep teal accent */
  --navy:#301035; --blue:#5c195e; --blue-d:#3a123f; --blue-l:#7b3d78;
  --teal:#1f6260; --teal-d:#143f42; --teal-l:#dcece8; --green:var(--teal);
  --gold-d:#9a713f; --gold:#c2a567; --gold-l:#e3ce9b;
  --bg:#fffdfb; --bg-alt:#f8f5f7; --bg-navy:#301035;
  --text:#29232c; --muted:#6c636d; --border:#e9e1e7;
  --shadow:0 12px 34px rgba(48,16,53,.09); --shadow-lg:0 24px 64px rgba(35,16,39,.2);
  --radius:16px; --maxw:1200px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;background:
  radial-gradient(1100px 560px at 12% -240px,rgba(92,25,94,.09),transparent 70%),
  radial-gradient(900px 460px at 96% 18%,rgba(31,98,96,.055),transparent 68%),
  linear-gradient(180deg,#fffdfb,#faf8f8)}
h1,h2,h3,h4{font-family:'Poppins',Inter,sans-serif;color:var(--navy);line-height:1.2;font-weight:700}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;display:block}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.btn{display:inline-block;padding:15px 30px;border-radius:10px;font-weight:600;font-size:15px;cursor:pointer;border:none;transition:.25s;text-align:center}
.btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue-d));color:#fff;box-shadow:0 8px 22px rgba(92,25,94,.28)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(92,25,94,.36)}
.btn-gold{background:linear-gradient(135deg,#d8bd7b,var(--gold) 55%,#ae7f42);color:#2e172b;box-shadow:0 8px 22px rgba(154,113,63,.28)}
.btn-gold:hover{transform:translateY(-3px);box-shadow:0 13px 28px rgba(154,113,63,.34)}
.btn-ghost{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{background:transparent;border:2px solid var(--blue);color:var(--blue)}
.btn-outline:hover{background:rgba(92,25,94,.07)}

/* header */
header{position:sticky;top:0;z-index:100;background:rgba(255,253,251,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:13px}
.brand .mark{width:48px;height:48px;flex:0 0 48px;border-radius:11px;box-shadow:0 5px 16px rgba(48,16,53,.24)}
.brandtext{display:flex;flex-direction:column;line-height:1}
.brand .name{font-family:'Poppins';font-weight:700;font-size:21px;color:var(--navy);letter-spacing:.4px}
.brand .name i{color:var(--gold-d);font-style:normal;margin-left:5px}
.brand .name.dark{color:#fff}
.brand .tag{display:block;font-size:9.5px;letter-spacing:2.5px;color:var(--muted);font-weight:600;text-transform:uppercase;margin-top:4px}
.brand .name.dark + .tag,footer .brand .tag{color:var(--gold-l)}
.menu{display:flex;align-items:center;gap:6px;list-style:none}
.menu>li>a{display:block;padding:10px 16px;border-radius:8px;color:var(--navy);font-weight:500;font-size:15px;transition:.2s}
.menu>li>a:hover,.menu>li>a.active{background:linear-gradient(135deg,rgba(92,25,94,.065),rgba(31,98,96,.07));color:var(--blue)}
.has-drop{position:relative}
.has-drop>a::after{content:"▾";margin-left:6px;font-size:11px;color:var(--muted)}
.drop{position:absolute;top:calc(100% + 8px);left:0;min-width:280px;background:var(--bg);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-lg);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s;list-style:none}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop li a{display:block;padding:11px 14px;border-radius:9px;color:var(--navy);font-size:14.5px;font-weight:500}
.drop li a:hover{background:var(--teal-l);color:var(--teal-d);padding-left:18px}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-cta .phone{font-weight:600;color:var(--navy);font-size:14.5px;white-space:nowrap}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
.burger span{width:26px;height:3px;background:var(--navy);border-radius:3px;transition:.3s}

/* hero */
.hero{position:relative;color:#fff;overflow:hidden;background:
  radial-gradient(900px 520px at 20% 12%,rgba(227,206,155,.18),transparent 60%),
  radial-gradient(760px 560px at 108% 118%,rgba(31,98,96,.52),transparent 62%),
  linear-gradient(135deg,#692566 0%,#491846 55%,#183f42 100%)}
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center;padding:84px 24px 150px}
.hero .eyebrow{display:inline-block;background:rgba(227,206,155,.13);border:1px solid rgba(227,206,155,.16);color:var(--gold-l);font-weight:600;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;padding:8px 16px;border-radius:30px;margin-bottom:22px}
.hero h1{color:#fff;font-size:48px;margin-bottom:20px}
.hero h1 .hl{background:linear-gradient(120deg,var(--gold-l),var(--gold));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero p.lead{font-size:19px;color:#eadfeb;margin-bottom:32px;max-width:560px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.hero-img{border-radius:20px;overflow:hidden;box-shadow:var(--shadow-lg);position:relative}
.hero-img img{width:100%;height:100%;object-fit:cover}
.trust-row{display:flex;gap:30px;margin-top:38px;flex-wrap:wrap}
.trust-row .t{display:flex;flex-direction:column}
.trust-row .t b{font-family:'Poppins';font-size:26px;color:#fff}
.trust-row .t span{font-size:13px;color:#d1c3d1}

/* sections */
section{padding:84px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 54px}
.section-head .eyebrow{display:inline-block;color:var(--blue);font-weight:700;font-size:13px;letter-spacing:2px;text-transform:uppercase;margin-bottom:14px}
.section-head h2{font-size:38px;margin-bottom:16px}
.section-head p{color:var(--muted);font-size:17px}
.bg-alt{background:
  radial-gradient(900px 360px at 88% -10%,rgba(31,98,96,.10),transparent 60%),
  radial-gradient(800px 420px at 0% 110%,rgba(92,25,94,.075),transparent 60%),
  linear-gradient(180deg,#f6f4f5,#fbf9f8)}

/* service cards */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.card{background:linear-gradient(155deg,#fffefd 0%,#f8f3f7 72%,#f2f8f6 100%);border:1px solid var(--border);border-radius:var(--radius);padding:34px;transition:transform .35s ease,box-shadow .35s ease,border-color .35s ease;display:flex;flex-direction:column}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:rgba(31,98,96,.34)}
.card .ic{width:56px;height:56px;border-radius:14px;background:linear-gradient(135deg,rgba(92,25,94,.11),rgba(31,98,96,.12));display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.card .ic svg{width:30px;height:30px}
.card h3{font-size:20px;margin-bottom:10px}
.card p{color:var(--muted);font-size:15px;margin-bottom:18px;flex:1}
.card .more{font-weight:600;color:var(--blue);font-size:14.5px}
.card .more::after{content:" →";transition:.2s}
.card:hover .more::after{margin-left:4px}

/* why choose */
.why{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.why .item{display:flex;gap:18px;padding:26px;background:linear-gradient(145deg,#fffefd,#f4f8f6);border:1px solid var(--border);border-radius:14px;transition:transform .35s ease,box-shadow .35s ease}
.why .item:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.why .item .chk{flex:0 0 44px;width:44px;height:44px;border-radius:50%;background:var(--teal-l);color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:700}
.why .item h4{font-size:17px;margin-bottom:6px}
.why .item p{color:var(--muted);font-size:14.5px}

/* testimonials */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.quote{background:linear-gradient(155deg,#fffefd,#f7f3f6 72%,#f2f8f6);border:1px solid var(--border);border-radius:var(--radius);padding:32px;position:relative;transition:transform .35s ease,box-shadow .35s ease}
.quote:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.quote .stars{color:var(--gold);letter-spacing:2px;margin-bottom:14px}
.quote p{color:var(--text);font-style:italic;margin-bottom:18px}
.quote .who{font-weight:600;color:var(--navy)}
.quote .role{font-size:13px;color:var(--teal)}

/* split feature (service pages) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.split img{border-radius:20px;box-shadow:var(--shadow-lg);width:100%;object-fit:cover}
.split h2{font-size:34px;margin-bottom:18px}
.split .lead{color:var(--muted);font-size:17px;margin-bottom:24px}
.flist{list-style:none;margin-bottom:28px}
.flist li{display:flex;gap:14px;padding:11px 0;border-bottom:1px solid var(--border);font-size:15.5px}
.flist li::before{content:"✓";color:var(--green);font-weight:800;flex:0 0 auto}
.pagehero{position:relative;overflow:hidden;color:#fff;padding:74px 0;background:
  radial-gradient(900px 360px at 25% -10%,rgba(227,206,155,.18),transparent 60%),
  radial-gradient(700px 420px at 104% 130%,rgba(31,98,96,.48),transparent 62%),
  linear-gradient(125deg,#692566,#491846 58%,#183f42)}
.pagehero .crumb{font-size:13.5px;color:#d6c3da;margin-bottom:14px}
.pagehero .crumb a{color:#e7d8ea}
.pagehero h1{color:#fff;font-size:42px;max-width:760px}
.pagehero p{color:#e3d2e6;font-size:18px;max-width:680px;margin-top:14px}

/* cta band */
.cta-band{position:relative;overflow:hidden;color:#fff;border-radius:24px;padding:56px;text-align:center;background:
  radial-gradient(640px 300px at 18% -20%,rgba(227,206,155,.22),transparent 60%),
  radial-gradient(560px 340px at 104% 130%,rgba(31,98,96,.55),transparent 62%),
  linear-gradient(125deg,#672565,#431941 58%,#174346)}
.cta-band h2{color:#fff;font-size:32px;margin-bottom:14px}
.cta-band p{color:#ecdcef;font-size:17px;margin-bottom:28px;max-width:560px;margin-left:auto;margin-right:auto}

/* prose */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:26px;margin:34px 0 12px}
.prose h3{font-size:19px;margin:24px 0 8px}
.prose p{color:var(--muted);margin-bottom:14px}
.prose ul{margin:0 0 16px 22px;color:var(--muted)}
.prose li{margin-bottom:8px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.form{background:linear-gradient(155deg,#fffefd,#f8f3f7 72%,#f3f8f6);border:1px solid var(--border);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:14px;color:var(--navy);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1.5px solid #e5dce4;border-radius:10px;font-family:inherit;font-size:15px;background:#faf7f9;transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(31,98,96,.11)}
.info-card{background:linear-gradient(145deg,var(--navy),#3b1a3d 58%,var(--teal-d));color:#fff;border-radius:var(--radius);padding:32px}
.info-card h3{color:#fff;margin-bottom:22px}
.info-row{display:flex;gap:14px;margin-bottom:22px}
.info-row .ic{flex:0 0 40px;width:40px;height:40px;border-radius:10px;background:rgba(220,236,232,.13);border:1px solid rgba(220,236,232,.1);display:flex;align-items:center;justify-content:center;font-size:18px}
.info-row b{display:block;font-size:13px;color:var(--gold-l);text-transform:uppercase;letter-spacing:1px;margin-bottom:3px}
.info-row span{color:#e2dce6;font-size:14.5px}
.info-row a{color:#e2dce6}
.map{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);margin-top:32px;height:320px}
.map iframe{width:100%;height:100%;border:0}
.toast{position:fixed;bottom:28px;left:50%;transform:translateX(-50%) translateY(140%);background:var(--green);color:#fff;padding:16px 26px;border-radius:12px;box-shadow:var(--shadow-lg);font-weight:600;z-index:200;transition:.4s;max-width:90%}
.toast.show{transform:translateX(-50%) translateY(0)}
.disclaimer{font-size:13px;color:var(--muted);background:var(--bg-alt);border-left:3px solid var(--gold);padding:14px 18px;border-radius:8px;margin-top:18px}

/* footer */
footer{color:#e3d2e6;padding:64px 0 28px;background:
  radial-gradient(800px 320px at 12% -20%,rgba(227,206,155,.14),transparent 60%),
  radial-gradient(700px 360px at 102% 120%,rgba(31,98,96,.42),transparent 62%),
  linear-gradient(155deg,#37143b,#27152d 55%,#132f32)}
.pin{vertical-align:-3px;margin-right:2px;filter:drop-shadow(0 1px 2px rgba(0,0,0,.25))}
.info-row .ic .pin{vertical-align:0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:42px}
footer .brand .name{color:#fff}
footer p{font-size:14.5px;color:#c7b4cb;margin-top:16px}
footer h4{color:#fff;font-size:15px;margin-bottom:18px}
footer ul{list-style:none}
footer ul li{margin-bottom:11px}
footer ul li a{color:#e3d2e6;font-size:14.5px}
footer ul li a:hover{color:var(--gold-l)}
.fcontact div{margin-bottom:12px;font-size:14.5px}
.fcontact a{color:#e3dce6}
.fcontact a:hover{color:var(--gold-l)}
.fbottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13.5px;color:#b9adb9}
.fbottom a{color:#b9adb9}

@media(max-width:980px){
  .hero-inner,.split,.contact-grid{grid-template-columns:1fr}
  .grid-3,.tgrid{grid-template-columns:1fr 1fr}
  .why,.grid-2{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .hero-img{order:-1}
  .menu,.nav-cta .phone{display:none}
  .burger{display:flex}
  .mobile-open .menu{display:flex;position:fixed;top:78px;left:0;right:0;bottom:0;flex-direction:column;background:var(--bg);padding:20px;gap:4px;overflow-y:auto;border-top:1px solid var(--border)}
  .mobile-open .menu>li{width:100%}
  .mobile-open .menu>li>a{padding:14px 16px;font-size:16px}
  .mobile-open .drop{position:static;opacity:0;visibility:hidden;max-height:0;overflow:hidden;transform:none;box-shadow:none;border:none;padding:0 0 0 14px;min-width:0;transition:.25s}
  .mobile-open .has-drop.open .drop{opacity:1;visibility:visible;max-height:500px;padding:4px 0 8px 14px}
}
@media(max-width:560px){
  .hero h1{font-size:36px}.section-head h2{font-size:30px}.pagehero h1{font-size:32px}
  .grid-3,.tgrid{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr}
  .cta-band{padding:38px 24px}
}


/* discreet scroll reveal (no-JS shows everything; reduced-motion disables it) */
.reveal-on .card,.reveal-on .quote,.reveal-on .why .item,.reveal-on .section-head,
.reveal-on .split>*,.reveal-on .astat,.reveal-on .acard{opacity:0;transform:translateY(16px);
  transition:opacity .7s ease,transform .7s ease}
.reveal-on .is-in{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){
  *{animation:none!important;scroll-behavior:auto!important}
  .reveal-on .card,.reveal-on .quote,.reveal-on .why .item,.reveal-on .section-head,
  .reveal-on .split>*,.reveal-on .astat,.reveal-on .acard{opacity:1;transform:none;transition:none}
}

/* ── light play: a subtle, softly blurred reflection ── */
@keyframes glint{
  from{transform:translateX(8%)}
  to{transform:translateX(292%)}
}
.hero,.pagehero,.cta-band,footer{position:relative;overflow:hidden}
/* a 25%-wide halo travels left to right, then returns without hard edges */
.hero::after,.pagehero::after,.cta-band::after,footer::after{content:"";position:absolute;top:-25%;left:0;
  width:25%;height:150%;pointer-events:none;z-index:1;mix-blend-mode:screen;opacity:.58;
  filter:blur(22px) saturate(1.08);
  background:radial-gradient(ellipse 72% 68% at center,rgba(255,255,255,.26) 0%,rgba(255,239,205,.16) 30%,rgba(171,220,214,.09) 50%,transparent 74%);
  animation:glint 9s ease-in-out infinite alternate}
.hero::after{animation-duration:9s;animation-delay:1.2s}
.pagehero::after{animation-duration:10.5s;animation-delay:.6s}
.cta-band::after{animation-duration:8s}
footer::after{animation-duration:12s}
.hero>.container,.pagehero>.container,footer>.container{position:relative;z-index:2}
.cta-band>*{position:relative;z-index:2}
/* restrained mirror reflection of the hero photo, limited to one quarter */
.hero-img{position:relative}
.hero-img>img{position:relative;z-index:1}
.hero-img .mirror{position:absolute;left:37.5%;top:100%;width:25%;height:40%;pointer-events:none;
  background:url(images/hero-advisor-clients.jpg) center bottom/cover;
  transform:scaleY(-1);transform-origin:top;opacity:.48;filter:brightness(1.06) saturate(1.08) blur(2px);
  border-radius:0 0 20px 20px;
  -webkit-mask-image:radial-gradient(ellipse at top,#000 12%,rgba(0,0,0,.65) 42%,transparent 76%);
  mask-image:radial-gradient(ellipse at top,#000 12%,rgba(0,0,0,.65) 42%,transparent 76%)}
.hero-img::after{content:"";position:absolute;left:0;top:-8%;width:25%;height:116%;pointer-events:none;mix-blend-mode:screen;border-radius:50%;z-index:2;
  opacity:.62;filter:blur(10px) saturate(1.08);
  background:radial-gradient(ellipse 74% 62% at center,rgba(255,255,255,.3) 0%,rgba(255,237,199,.16) 34%,rgba(171,220,214,.08) 52%,transparent 76%);
  animation:photoSheen 8s ease-in-out infinite alternate;animation-delay:1.5s}
@keyframes photoSheen{from{transform:translateX(8%)}to{transform:translateX(292%)}}
@media (prefers-reduced-motion: reduce){
  .hero::after,.pagehero::after,.cta-band::after,footer::after,.hero-img::after{animation:none;opacity:0}
}

/* contact form: honeypot (hidden) + spam-check error */
.hp{position:absolute!important;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden}
.formerr{display:none;color:#b3261e;background:#fdecea;border:1px solid #f5c6c2;border-radius:8px;padding:10px 14px;font-size:13.5px;margin-bottom:14px}
.formerr.show{display:block}